5 Ways to Stay Fit Without Breaking the Bank

Keeping fit doesn't have to be expensive. Whether you're searching for exercise equipment or planning your next holiday, here are five tips you can use to stay active without spending a fortune.

Tip No. 1: Gym Membership Discounts and Where to Find Them

Think you're paying too much for your fitness gym membership? By inquiring about existing fitness center discounts, you might be able to cut your monthly gym bill by as much as 50 percent.

Take This Job and Use It

Some of the biggest gym membership deals come from corporate accounts. Many companies, even those on the smallish side, make deals with local gyms that significantly subsidize the cost of membership.

Not sure you qualify, just ask your employer's human resources department. (Many gyms offer the program to spouses/domestic partners, so be sure to explore all your options.)

The Art of Health Club Haggling

Don't qualify for an employee gym discount? Ask for one anyway. Gyms are hurting in these difficult economic times and might be willing to "add" you to a company's group plan to meet their sales goals.

Another option might be to consider part-time gym memberships. If you have a flexible schedule and are willing to avoid the peak times of early mornings and evenings, you might set yourself up with full gym access at a fraction of the cost.

Quick Tip: Go late in the evening; you're more likely to talk to a manager who has the wherewithal to negotiate a discounted monthly price.

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